If you are a regular reader of this blog then you already know how great are 0 interest credit cards to consolidate debt. If you have debt on multiple cards then consolidating your debt through a 0 Balance transfer card might be the ideal solution for you. As you already know 0% credit cards give you an introductory period, during this period you won’t have to pay interest on your debt, you won’t have to pay an annual fee, you will be charged 0% on purchases and balance transfers, so, with 0 APR cards you will have the opportunity to save money, you will be given time to sort things out until you solve your financial situation so that you can meet up with the payments. If you did not read the last article then you should because in that article I explain thoroughly the benefits and the risks of getting one of these cards, if you don’t have a lot of information on 0 APR credit cards then please read the last post.
As usual I try to make things easier for my readers, so, instead of sending you to analyze and research thousands of companies online I’m just going to show you the best 0 interest cards that can be found in the world. You can compare and made decisions based on the information that i’m giving out in this post, believe me, you will not have to spend countless hours trying to figure out which one is the best option for you, and you won’t have to spend countless hours toggling from one website to the other finding out information.
Best 0 Credit Cards
- Virgin
- Free purchase protection
- Range of Discounts and Vouchers
- UK’s best 0% balance transfer offer
- 0% Balance transfers for 16 months. When the introductory period is over you will be charged an annual percentage rat (APR) of 18.6% on the transferred balance which is slightly higher than the typical APR which is 16.6%
- 0% interest on purchases for the first three months. After three months you will be charged an APR of 16.6% on any purchase that you make.
- You get great discounts on Virgin Products.
- NatWest Platinum :
- Free use of NatWest travel service
- Access to NatWest wine club
- No balance transfer from RBS group cards
- Existing current account customers only
- 0% APR on balance transfers for 15 months, after introductory period you will be charged an APR of 16.9% on the transferred balance
- 0% APR on purchases for three months, after introductory period you will be charged 16.9% on any purchase you make
- Barclaycard
- Leading online banking facilities
- Text alert on payment notification
- No balance tranfer between barclaycard
- 0% balance tranfer for 15 months, after introductory period you will be charged an anual percentage rate (APR) of 15.9% on the transferred balance.
- 0% interest on purchases for three months, after the three month period is over you will be charged a 15.9% APR on every purchase that you make
- Royal Bank of Scotland Platinum
- Free use of RBS travel service
- Acess to RBS wine club
- Only available for existing current account customers
- No balance transfers from RBS group cards
- 0% balance transfer for the first 15 months, after the introductory period is over you will be charged a 16.95% APR on balance transfers
- 0% interests on purchases for the firs three months, after the introductory period is over you will be charged an annual percentage rate of 16.95% on any purchase that you make
- MBNA Platinum
- You must be over 23 years of age
- Income must be higher than £20.000
- No balance transfers from MBNA cards
- You can balance transfer to your bank a/c
- 0% balance transfers for the first 13 months, after this period you will be charged an annual percentage rate (APR) of 18.9%
- 0% interests on purchases that you make in the first three months, after the three months are over you will be charged an annual interest rate (APR) of 16.9%
- No rewards
These are just a few of the best o credit cards that you can find I will keep updating this list, I will keep making it bigger so you can have more choices. Nonetheless in this list you will probably find the best option for you, we really trimmed down this list in order to make it good, that is why we didn’t go on and published hundreds or thousands of cards that might become a bad deal for someone, instead we chose the top 5 and listed them. We will keep updating the list though, but only when we find a 0 credit card that deserves to be listed on our site.
Tags: 0 credit cards, best 0 credit card, best 0 credit cards